629 billion lira financial support was given to farmers and tradesmen

Within the scope of the Treasury's interest/dividend supported loan and financing application, 449 billion lira support was given to farmers and 180 billion lira support to tradesmen and craftsmen. The Ministry of Treasury and Finance offers Treasury interest/dividend supported credit and financing opportunities to tradesmen and farmers. In this context, Treasury interest/dividend supported credit and financing practices are carried out through Ziraat Bank, Ziraat Participation Bank and Agricultural Credit Cooperatives in order to ensure the sustainable development of the agricultural sector, increase efficiency in production and facilitate farmers' access to finance.

The system in question was put into practice in 2004. While 205 thousand farmers had a loan balance of 735 million lira in 2004, the first year of implementation, a loan and financing balance of 833 billion lira was reached for 1.1 million farmers by the end of 2025. Thus, the number of farmers benefiting from the system increased approximately 6 times compared to the initial date, and the volume of loans extended increased approximately 42 times in real terms.

Through these organizations, credit and financing opportunities are offered in 28 different production areas under the headings of animal and plant production, agricultural technologies and agricultural industry. In this way, 956 thousand farmers used 661 billion lira of credit and financing in 2025. The Ministry provided 449 billion liras of support from the date of implementation until the end of June.

As of the end of June this year, 724 thousand farmers benefited from loans and financing worth 399 billion lira. Within the scope of the application, interest and dividend discounts ranging from 25 percent to 100 percent are applied to agricultural producers. Approximately 70 percent of the interest burden on Treasury interest-supported loans is covered by the public.

A 100 percent interest/profit share discount is applied for loans up to 300 thousand lira in basic animal and plant production subjects. Additional interest/dividend discount advantages are also offered to producers who meet the technical and economic criteria determined in these production and other support issues, for which loans up to a maximum of 10 million lira are provided. In order to enable tradesmen and craftsmen to develop their activities in a sustainable manner, to increase the competitiveness of their businesses and to facilitate their access to finance, Treasury interest-supported tradesmen and craftsmen loans are provided through Halk Bank.

In this context, approximately 258 thousand tradesmen and craftsmen used Treasury interest-supported loans worth 176 billion lira in 2025. The amount of support illion liras. As of the end of June this year, 75 billion lira loans were provided to 99 thousand tradesmen and craftsmen.

Within the scope of the system, a 50 percent interest discount is applied to tradesmen and craftsmen. In addition, more advantageous loan opportunities are provided for young entrepreneurs, master entrepreneurs, tradesmen and craftsmen who are about to disappear, and businesses operating in certain priority sectors. In addition, additional interest discount advantages over standard interest discounts are offered to tradesmen and craftsmen who meet the specified conditions.

In this way, it is aimed to support the growth of businesses, increase production capacity and strengthen economic activities. The aim of this application is to increase the contribution of tradesmen and craftsmen to local development and strengthen their role in the country's economy.